It’s time you write a hardship letter
Building a home requires sweat and blood. Lord knows you’ve shed enough of it to call your house a home yet still things are just going against you financially. Have you lost your second job? Or maybe someone in the family is terribly sick and you’re putting all your resources into his or her needs and hospital bills. This just isn’t the time to be prioritizing your mortgage loan. But you just can’t back out or you’ll lose your home. You need to convince Bank of America to give you a loan modification, and fast. You just can’t keep skipping out on your mortgage and risk foreclosure. My letters, which have all been approved by Bank of America, will help you in writing your own hardship letter.
You can check them all out here Bank of America hardship letter